This page reproduces the insurer's own published table of benefits so you can read the insurer's exact wording beside the comparison you received.
Table of benefits as published by Global Health
This is Global Health's own published table of benefits, reproduced word for word in the insurer's own order and grouping. BrokerFish's comparison uses a standardised vocabulary so plans can be compared like for like; this page is the insurer's exact wording.
Source: Global Health — Journey Scope of Benefits, November 2025 — showing every published column.
From the insurer's published documents
| Benefits | |||||
|---|---|---|---|---|---|
| Per insurance period (Short); Per insurance year (Basic, Extensive, Advanced, Premium) | |||||
| The specified maximum sums, maximum periods and lump sums apply per Insured Person and per Insurance Year; for Short per Insurance Period. | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Overall limit | EUR 500,000 / USD 650,000 / GBP 420,000 / CHF 465,000 | EUR 1,500,000 / USD 1,950,000 / GBP 1,260,000 / CHF 1,395,000 | EUR 3,000,000 / USD 3,900,000 / GBP 2,520,000 / CHF 2,790,000 | Unlimited | Unlimited |
| Inpatient Benefits | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Accommodation in a private or semi-private room | Covered | Covered | Covered | Covered | Covered |
| Consultations and diagnostic services, including pathology, radiology, Computed Tomography (CT), Magnetic Resonance Imaging (MRI), Positron Emission Tomography (PET) and Palliative Medicine | Covered | Covered | Covered | Covered | Covered |
| Hospital charges, including operating theatres, anaesthesia, intensive care wards and laboratories | Covered | Covered | Covered | Covered | Covered |
| Surgery and anaesthetics | Covered | Covered | Covered | Covered | Covered |
| Outpatient surgery instead of inpatient Treatment | Covered | Covered | Covered | Covered | Covered |
| Drugs and Dressings | Covered | Covered | Covered | Covered | Covered |
| Physiotherapy, including massages | Covered | Covered | Covered | Covered | Covered |
| Therapies, including occupational therapy, light therapy, Hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy | Covered | Covered | Covered | Covered | Covered |
| Therapeutic aids and appliances | Only if needed as a life-saving measure, such as cardiac pacemakers | Only if needed as a life-saving measure, such as cardiac pacemakers | Only if needed as a life-saving measure, such as cardiac pacemakers | If needed as a life-saving measure, such as cardiac pacemakersin addition, reimbursement for non life-saving therapeutic aids and appliances, such as artificial limbs/prostheses up to EUR 2,000 / USD 2,600 / GBP 1,680 / CHF 1,860 | Covered |
| Congenital conditions | Not covered | Up to a maximum of EUR 100,000 / USD 130,000 / GBP 84,000 / CHF 93,000 per lifetime | Up to a maximum of EUR 100,000 / USD 130,000 / GBP 84,000 / CHF 93,000 per lifetime | Up to a maximum of EUR 150,000 / USD 195,000 / GBP 126,000 / CHF 139,500 per lifetime | Up to a maximum of EUR 200,000 / USD 260,000 / GBP 168,000 / CHF 186,000 per lifetime |
| Cancer Treatment, oncological Drugs and Treatment, including reconstructive surgery for breast Cancer | Covered | Covered | Covered | Covered | Covered |
| Prophylactic mastectomy surgery | Not covered | Not covered | Not covered | Not covered | 50% Up to EUR 10,000 / USD 13,000 / GBP 8,400 / CHF 9,300. Waiting period of 24 months |
| Dialysis | Not covered | Not covered | Up to a maximum of EUR 1,000,000 / USD 1,300,000 / GBP 840,000 / CHF 930,000 per lifetime | Up to a maximum of EUR 1,500,000 / USD 1,950,000 / GBP 1,260,000 / CHF 1,395,000 per lifetime | Up to a maximum of EUR 2,000,000 / USD 2,600,000 / GBP 1,680,000 / CHF 1,860,000 per lifetime |
| Bone marrow and organ transplants (costs for donor and receiver) | Not covered | Up to a maximum of EUR 150,000 / USD 195,000 / GBP 126,000 / CHF 139,500 per lifetime | Up to a maximum of EUR 150,000 / USD 195,000 / GBP 126,000 / CHF 139,500 per lifetime | Up to a maximum of EUR 250,000 / USD 325,000 / GBP 210,000 / CHF 232,500 per lifetime | Covered |
| Parent accommodation during inpatient Treatment of a minor child | Covered | Covered | Covered | Covered | Covered |
| Nursing care at home, instead of a Hospital stay | Not covered | Not covered | Up to 30 days after written pre-approval | Up to 60 days after written pre-approval | Up to 90 days after written pre-approval |
| Substitute Hospital Cash Plan Benefit | Not covered | EUR 50 / USD 65 / GBP 42 / CHF 46.50 per day | EUR 75 / USD 97.50 / GBP 63 / CHF 69.75 per day | EUR 150 / USD 195 / GBP 126 / CHF 139.50 per day | EUR 200 / USD 260 / GBP 168 / CHF 186 per day |
| Inpatient Follow-Up Rehabilitation | Up to 14 days after written pre-approval | Up to 14 days after written pre-approval | Up to 21 days after written pre-approval | Up to 28 days after written pre-approval | Up to 35 days after written pre-approval |
| Hospice | Not covered | Not covered | Up to 5 weeks | Up to 7 weeks | Up to 9 weeks |
| Day care | Covered | Covered | Covered | Covered | Covered |
| Transport to the nearest suitable hospital for initial treatment following an accident or an emergency | Covered | Covered | Covered | Covered | Covered |
| Inpatient dental treatment | Not covered | Not covered | Not covered | Covered | Covered |
| Emergency dental treatment | Not covered | Not covered | Covered | Covered | Covered |
| Outpatient Benefits | |||||
| *Max. outpatient limit applies | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Maximum outpatient limit | EUR 2,000 / USD 2,600 / GBP 1,680 / CHF 1,860 | EUR 2,000 / USD 2,600 / GBP 1,680 / CHF 1,860 | EUR 12,000 / USD 15,600 / GBP 10,080 / CHF 11,160 | Unlimited | Unlimited |
| Consultations and diagnostic services, including pathology, radiology, Computed Tomography (CT), magnetic resonance imaging (MRI), Positron Emission Tomography (PET) and Palliative Medicine | 80%* | 80%* | Max. outpatient limit applies | Covered | Covered |
| Outpatient surgery | Not covered | Not covered | Max. outpatient limit applies | Covered | Covered |
| Chemotherapy, oncological Drugs and Treatment (e.g. for Cancer patients) | Up to EUR 10,000 / USD 13,000 / GBP 8,400 / CHF 9,300 | Covered | Covered | Covered | Covered |
| Acupuncture (needle technique), Homeopathy, Osteopathy, Traditional Chinese Medicine and Chiropractic, including Drugs and Dressings | Not covered | Not covered | Up to EUR 750* / USD 975* / GBP 630* / CHF 697.50* | Up to EUR 2,500 / USD 3,250 / GBP 2,100 / CHF 2,325 | Up to EUR 5,000 / USD 6,500 / GBP 4,200 / CHF 4,650 |
| Speech therapy | Not covered | Not covered | Not covered | Up to 20 sessions, after written pre-approval | After written pre-approval |
| Drugs and Dressings | 80%* | 80%* | Max. outpatient limit applies | Covered | Covered |
| Over-the-counter Drugs | Not covered | Not covered | Up to EUR 50* / USD 65* / GBP 42* / CHF 46.50* | Up to EUR 75 / USD 97.50 / GBP 63 / CHF 69.75 | Up to EUR 100 / USD 130 / GBP 84 / CHF 93 |
| Physiotherapy, including massages | Not covered | Not covered | Up to 15 sessions (including 5 non-prescribed sessions)* | Up to 20 sessions (including 5 non-prescribed sessions) | Covered (including 5 non-prescribed sessions) |
| Therapies, including occupational therapy, light therapy, Hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy | Not covered | Not covered | Not covered | Up to 10 sessions | Covered |
| Therapeutic aids and appliances | Not covered | Not covered | Up to EUR 1,000* / USD 1,300* / GBP 840* / CHF 930* | Up to EUR 2,000 / USD 2,600 / GBP 1,680 / CHF 1,860 | Covered |
| Wigs and prosthetic bras following Cancer Treatment | Not covered | Not covered | Up to EUR 300* / USD 390* / GBP 252* / CHF 279* | Up to EUR 300 / USD 390 / GBP 252 / CHF 279 | Up to EUR 500 / USD 650 / GBP 420 / CHF 465 |
| Podiatry | Not covered | Not covered | Not covered | Up to EUR 100 / USD 130 / GBP 84 / CHF 93 | Up to EUR 200 / USD 260 / GBP 168 / CHF 186 |
| Transport to the nearest suitable Doctor or Hospital for initial Treatment following an accident or an Emergency | Covered | Covered | Covered | Covered | Covered |
| Infertility Treatment | Not covered | Not covered | Not covered | Not covered | 50% up to EUR 10,000 / USD 13,000 / GBP 8,400 / CHF 9,300 for each insured couple, after written pre-approval per lifetime, Waiting period of 24 months |
| Mental Health and Wellbeing Benefits | |||||
| Inpatient Treatment | |||||
| 10-month Waiting Period applies to psychiatric Treatment and psychotherapy. | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Psychiatric Treatment | Not covered | Not covered | Up to 30 days, after written pre-approval | Up to 40 days, after written pre-approval | Up to 60 days, after written pre-approval |
| Inpatient psychotherapy | Not covered | Not covered | Not covered | Up to 20 sessions, after written pre-approval | Up to 40 sessions, after written pre-approval |
| Outpatient Treatment | |||||
| 10-month Waiting Period applies to psychiatric Treatment and psychotherapy. | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Psychiatric Treatment | Not covered | Not covered | Up to EUR 1,000 / USD 1,300 / GBP 840 / CHF 930, after written pre-approval | Up to EUR 5,000 / USD 6,500 / GBP 4,200 / CHF 4,650, after written pre-approval | Up to EUR 10,000 / USD 13,000 / GBP 8,400 / CHF 9,300, after written pre-approval |
| Outpatient psychotherapy | Not covered | Not covered | Not covered | Up to 10 sessions, after written pre-approval | Up to 20 sessions, after written pre-approval |
| Routine health checks or screening tests conducted in the absence of clinical symptoms | Not covered | Not covered | Up to EUR 250 / USD 325 / GBP 210 / CHF 232.50 | Up to EUR 500 / USD 650 / GBP 420 / CHF 465 | Up to EUR 1,000 / USD 1,300 / GBP 840 / CHF 930 |
| Vaccinations of every kind, including the vaccines and Prophylactic Measures, insofar as these are recommended for the applicable Country of Residence | Not covered | Not covered | Not covered | Up to EUR 500 / USD 650 / GBP 420 / CHF 465 | Covered |
| Nutritional consultation | Not covered | Not covered | Not covered | Not covered | Up to EUR 400 / USD 520 / GBP 336 / CHF 372 |
| Maternity Benefits | |||||
| Inpatient Treatment | |||||
| 12-month Waiting Period applies to pregnancy and childbirth. | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Maternity care and childbirth, services of a midwife or obstetric nurse in the Hospital | Not covered | Not covered | Not covered | Up to EUR 5,000 / USD 6,500 / GBP 4,200 / CHF 4,650 | Up to EUR 20,000 / USD 26,000 / GBP 16,800 / CHF 18,600 |
| Complications of pregnancy and childbirth | Not covered | Not covered | Not covered | Covered | Covered |
| Nursing care at home after childbirth, instead of a Hospital stay | Not covered | Not covered | Not covered | Up to 5 days, after written pre-approval | Up to 5 days, after written pre-approval |
| Newborn care | Not covered | Not covered | Not covered | Covered | Covered |
| Outpatient Treatment | |||||
| 12-month Waiting Period applies to pregnancy and childbirth. | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Maternity care and childbirth, services of a midwife or obstetric nurse | Not covered | Not covered | Not covered | Up to EUR 5,000 / USD 6,500 / GBP 4,200 / CHF 4,650 | Up to EUR 10,000 / USD 13,000 / GBP 8,400 / CHF 9,300 |
| Complications of pregnancy and childbirth | Not covered | Not covered | Not covered | Up to EUR 5,000 / USD 6,500 / GBP 4,200 / CHF 4,650 | Covered |
| Outpatient childbirth cash benefit | Not covered | Not covered | Not covered | Lump sum of EUR 250 / USD 325 / GBP 210 / CHF 232.50 per newborn baby without proof of costs on presentation of the birth certificate | Lump sum of EUR 500 / USD 650 / GBP 420 / CHF 465 per newborn baby without proof of costs on presentation of the birth certificate |
| Vision Aids and Dental Benefits | |||||
| Vision aids | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Vision aids, including an eye test | Not covered | Not covered | Not covered | Up to EUR 300 / USD 390 / GBP 252 / CHF 279 every 2 years. | Up to EUR 750 / USD 975 / GBP 630 / CHF 697.50 every 2 years. |
| Dental Treatment | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Maximum dental limit | n.a. | n.a. | EUR 250 / USD 325 / GBP 210 / CHF 232.50 | n.a. | n.a. |
| Dental Treatment | |||||
| Minor dental services | |||||
| *Max. dental limit applies | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Screenings for early detection of disorder of the teeth, mouth and jaw | Not covered | Not covered | Up to 2 screenings per year* | Up to 2 screenings per year | Up to 2 screenings per year |
| X-rays | Not covered | Not covered | Max. dental limit applies | Covered | Covered |
| Scale-and-polish cleaning | Not covered | Not covered | Max. dental limit applies | Covered | Covered |
| Treating oral mucosa and paradontium | Not covered | Not covered | Max. dental limit applies | Covered | Covered |
| Simple fillings related to cavity | Not covered | Not covered | Max. dental limit applies | Covered | Covered |
| Surgery, extractions, root-canal Treatment | Not covered | Not covered | Max. dental limit applies | Covered | Covered |
| Inclusion of an occlusal splint | Not covered | Not covered | Max. dental limit applies | Covered | Covered |
| Accidental dental Treatment | Not covered | Not covered | Max. dental limit applies | Covered | Covered |
| Major dental services | |||||
| 10-month Waiting Period applies to major dental services. | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Major dental services | Reimbursement for the following benefits up to EUR 2,000 / USD 2,600 / GBP 1,680 / CHF 1,860 | Reimbursement for the following benefits up to EUR 5,000 / USD 6,500 / GBP 4,200 / CHF 4,650 | |||
| Dentures (e.g. prostheses, inlays, bridges and crowns) | Not covered | Not covered | Not covered | Covered | Covered |
| Implants | Not covered | Not covered | Not covered | Covered | Covered |
| Orthodontic Treatment (up to age 18) | Not covered | Not covered | Not covered | Covered | Covered |
| Dental laboratory work and materials | Not covered | Not covered | Not covered | Covered | Covered |
| Treatment plan | Not covered | Not covered | Not covered | Covered | Covered |
| Medical Assistance Benefits | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| 24-hour phone and e-mail service with experienced counsellors, own Doctors and specialists | Covered | Covered | Covered | Covered | Covered |
| Medical evacuation and Repatriation | After written pre-approval | After written pre-approval | After written pre-approval | After written pre-approval | After written pre-approval |
| Information on medical infrastructure (local medical care and names and addresses of multilingual Doctors) | Covered | Covered | Covered | Covered | Covered |
| Support and information by our medical service (Second Opinion, monitoring of the course of the illness) | Covered | Covered | Covered | Covered | Covered |
| Guarantee of payment (GOP) (preparing for a stay in Hospital) | Covered | Covered | Covered | Covered | Covered |
| Return of mortal remains | Up to EUR 2,500 / USD 3,250 / GBP 2,100 / CHF 2,325 | Up to EUR 2,500 / USD 3,250 / GBP 2,100 / CHF 2,325 | Up to EUR 5,000 / USD 6,500 / GBP 4,200 / CHF 4,650 | Up to EUR 10,000 / USD 13,000 / GBP 8,400 / CHF 9,300 | Up to EUR 25,000 / USD 32,500 / GBP 21,000 / CHF 23,250 |
| Additional appropriate medical support (information on the nature, possible causes and possible Treatment of an illness) | Covered | Covered | Covered | Covered | Covered |
| Online services | Covered | Covered | Covered | Covered | Covered |
| Additional Assistance Benefits | |||||
| Benefit | Short | Basic | Extensive | Advanced | Premium |
| Compassionate family visit | Not covered | Not covered | Not covered | Up to EUR 1,500 / USD 1,950 / GBP 1,260 / CHF 1,395 | Up to EUR 3,000 / USD 3,900 / GBP 2,520 / CHF 2,790 |
| Return to Country of Residence after Repatriation | Not covered | Not covered | Not covered | Up to EUR 1,500 / USD 1,950 / GBP 1,260 / CHF 1,395 | Up to EUR 3,000 / USD 3,900 / GBP 2,520 / CHF 2,790 |
| Delayed return trip | Not covered | Not covered | Not covered | Up to EUR 1,000 / USD 1,300 / GBP 840 / CHF 930 | Up to EUR 2,000 / USD 2,600 / GBP 1,680 / CHF 1,860 |
| Getting hold of and shipping vital Medication | Not covered | Not covered | Not covered | Covered | Covered |
| Return transport or care for children | Not covered | Not covered | Not covered | Not covered | Covered |
| Organizing help if you have legal difficulties | Not covered | Not covered | Not covered | Not covered | Covered |
| Help with psychological problems possibly caused by the stay abroad | Not covered | Not covered | Not covered | Psychological and therapeutic help by telephoneup to 3 calls | Psychological and therapeutic help by telephoneup to 5 calls |
| Telemedicine | Covered | Covered | Covered | Covered | Covered |