This page reproduces the insurer's own published table of benefits so you can read the insurer's exact wording beside the comparison you received.
Table of benefits as published by Allianz MediCure (Malaysia)
This is Allianz MediCure (Malaysia)'s own published table of benefits, reproduced word for word in the insurer's own order and grouping. BrokerFish's comparison uses a standardised vocabulary so plans can be compared like for like; this page is the insurer's exact wording.
Source: Allianz General Insurance Malaysia — Allianz MediCure brochure, valid from 20 March 2025 — showing every published column.
From the insurer's published documents
| Table of Benefits – Hospitalisation and Surgical Coverage | |||||
|---|---|---|---|---|---|
| Note: The Deductible limit does not apply to Daily Cash Allowance At Government Hospital, Compassionate Allowance, emergency treatments, including in accident cases, outpatient follow-up treatments for critical illnesses, and treatments sought at a Government healthcare facility. | |||||
| Benefit | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
| Overall Annual Limit | 50,000 | 80,000 | 120,000 | 150,000 | 250,000 |
| Miscellaneous Benefit (Not Subject to Deductible) | |||||
| Benefit | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
| Daily Cash Allowance at Government Hospital | 120 | 150 | 180 | 200 | 250 |
| Hospitalisation and Surgical Benefits | |||||
| Benefit | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
| Room (daily maximum up to 120 days) | 150 | 200 | 300 | 400 | 500 |
| Intensive Care Unit (up to 120 days) | As Charged | As Charged | As Charged | As Charged | As Charged |
| Surgical Fees | |||||
| Hospital Supplies and Services | |||||
| Anaesthetist Fees | |||||
| Operating Theatre | |||||
| In-Hospital Medical Practitioner Visit (up to 120 days and maximum 2 visits per day) | |||||
| Pre-Hospital Diagnostic Test (within 60 days prior to hospital admission) | |||||
| Pre-Hospital Specialist Consultation (within 60 days prior to hospital admission) | |||||
| Second Surgical Opinion (within 60 days from consultation with the first Specialist) | |||||
| Post Hospitalisation Treatment (valid within 60 days from the date of discharge from hospital) | |||||
| Daycare Procedure | |||||
| Ambulance Fee | |||||
| Medical Report Fee Reimbursement | |||||
| Home Nursing Care (up to) | 500 | 1,000 | 2,000 | 3,000 | 4,000 |
| Outpatient Treatment Benefits | |||||
| Benefit | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
| Emergency Accidental Outpatient Treatment (includes follow-up treatment up to 60 days from date of Accident) | As Charged | As Charged | As Charged | As Charged | As Charged |
| Outpatient Cancer Treatment | |||||
| Outpatient Kidney Dialysis Treatment | |||||
| Bereavement Benefit (Not Subject to Deductible) | |||||
| Benefit | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
| Compassionate Allowance (Accidental causes only) | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 |